data processing flow for merchants, Visa
Acceptance Solutions, VisaNet, and acquirers.
Figure:
Data Flow Diagram
For authorizations, the merchant sends a request to
Visa Platform Connect
, which
routes both Visa and non-Visa transactions to VisaNet. The authorization
response is returned to the merchant.
Data Capture follows a different
process. The merchant sends a capture request to
Visa Platform Connect
, which sends
it to VisaNet. Visa sends the acquirer a capture file. The acquirer processes
the file and follows their standard clearing process to send the file to the
appropriate card network.
Merchant reporting and payment activity are
provided by
Visa Platform Connect
with standardized data presentation. Reports and data
are available for online viewing or download with full transaction search and query
in the
