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Introduction to Payments Acquirer Implementation

Visa Acceptance Solutions, which includes Visa Acceptance Platform and Cybersource, offers full-service payment management for merchants. It combines global payment connectivity with processing, fraud management, and payment security services.

Figure:

How
Visa Platform Connect
 Works
Visa Platform Connect
 establishes a direct connection between
Visa Platform Connect
 and VisaNet to process authorization transactions into VisaNet to send batch capture files through Visa to the acquirer so they can maintain their existing settlement processing.
Currently,
Visa Platform Connect
 supports Visa, Mastercard, Diners Club, Discover, American Express, and JCB card products. Brand restrictions apply by acquirer country.
The partnership with and direct connection to Visa helps acquirers provide their customers with highly reliable and secure payment connectivity as well as a wide range of value-added payment services.

Supported Channels

Visa Platform Connect
 supports these channels:
  • Contactless (Visa payWave and non-Visa contactless)
  • E-commerce
  • EMV
  • Face to face
  • Installment
  • Mobile POS (MPOS)
  • MOTO
  • Recurring
  • Tap to phone

Supported Services

Visa Platform Connect
 supports these services:
  • Account verification
  • American Express Level II Data
  • Authorizations/purchases
  • Balance Inquiry
  • Balance returns
  • Capture
  • Capture VOID (prior to capture batching)
  • Cash back
  • Japan payment option (JPO - Visa only)
  • Merchandise return/credit
  • Partial authorizations
  • Push payments (Visa and Mastercard)
  • Quasi cash
  • Recurring payments
  • Reversals
  • Visa and American Express Installment Payments
  • Visa and Mastercard Incremental Authorizations (Lodging)
  • Visa and Mastercard Level II Data
  • Visa and Mastercard Level III Data

Supported Market Segments

Visa Platform Connect
 supports these market segments:
  • Airline
  • Car rental
  • E-commerce
  • Electronic Benefits Transfer (EBT for US market)
  • Lodging
  • Mass transit
  • Mobile POS
  • MOTO
  • Restaurant
  • Retail
  • Tap to Phone

Supported Card Brands

Visa Platform Connect
 supports these card brands:
  • American Express
  • Diners Club
  • Discover
  • JCB
  • mada (Saudi Arabia)
  • Mastercard
  • Meeza (Egypt)
  • PayPak (Pakistan)
  • Union Pay (US only)
  • Visa

Supported PIN Debit Network and Gateways

Visa Platform Connect
 supports these PIN debit network and gateways:
  • Accel
  • AFFN
  • CUAlliance
  • EBT (US) PIN Debit Gateway Service
  • Interlink
  • Maestro
  • NYCE
  • Pulse
  • Shazam
  • Star
  • Visa

Supported Value Add Services

Visa Platform Connect
 supports multiple Visa Acceptance Solutions services, including Decision Manager, hosted order pages, tokenization, recurring billing, Acquirer Risk Controls, tax service, Dynamic Currency Conversion, and invoicing. Contact your account manager for additional information.