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Response Attributes
Response Attributes
Field | Required? | Description |
actionCode Type : ActionCode enum | Required | A code indicating the behavior to be handled by the SRC
Initiator. Values applicable: SUCCESS ERROR |
checkoutResponse Type : JWS <CheckoutPayloadResponse> | C | Signed checkout response. Conditionality: Required when the actionCode is set to
SUCCESS. encryptedPayload will be not present within the checkoutResponse
when: payloadTypeIndicatorCheckout is set to SUMMARY. |
bindingStatus Type : BindingStatus enum | Optional | Status of the binding/unbinding request. The value BIND indicates that the consumer has chosen to be
“remembered” on the consumer device. |
ActionCode
Enumeration Name | Possible Values |
ActionCode | SUCCESS PENDING_CONSUMER_IDV PENDING_AUTHENTICATION CHANGE_CARD ADD_CARD CANCEL ERROR |
CheckoutPayloadResponse
Data Element | Required? | Description |
srciTransactionId Type : StringMaximum Length : 255 | Required | A unique identifier generated by Visa SRCi. |
maskedConsumer Type : MaskedConsumerSee MaskedConsumer | C | Masked consumer data associated with the SRC profile. Conditionality: Required for the Checkout and Get Payload
operations if the associated SRC profile contains consumer
data. |
maskedCard Type : MaskedCardSee MaskedCard | Required | Masked card data. |
shippingAddressZip Type : StringMaximum Length : 16 | C | Zip or postal code of selected shipping address. Conditionality: Required, depending on the dpaShippingPreference
option in the dpaTransactionOptions structure. |
shippingAddressCountryCode Type : StringISO 3166-1 alpha-2 country code | C | Country code of selected shipping address. Conditionality: Required, depending on the dpaShippingPreference
option in the dpaTransactionOptions structure. |
customOutputData Type : JSONObject | Optional | SRC System-specific data. |
assuranceData Type : AssuranceDataSee AssuranceData | Optional | Assurance data related to the checkout flow. |
encryptedPayload Type : JWE<Payload>See Payload | C | SRC Payload. Encrypted for the specific recipient. Conditionality: encryptedPayload will be not present when: payloadTypeIndicatorCheckout is set to SUMMARY or actionCode in checkout operation response is set to
PENDING_AUTHENTICATION. |
MaskedConsumer
Data Element | Required? | Description |
srcConsumerId Type : StringUniversally Unique Identifier (UUID) | Optional | Reference identifier generated by the SRC System. Note: Optionally may be returned in Get Payload operation. |
maskedConsumerIdentity Type : MaskedConsumerIdentitySee MaskedConsumerIdentity | C | Masked value of the primary verifiable consumer identity within
an SRC profile (e.g. an email address or a mobile phone
number). Conditionality: Returned in Get Payload operation. |
maskedEmailAddress Type : StringMaximum Length : 255 | Optional | Masked consumer email address. |
MaskedConsumerIdentity
Data Element | Required? | Description |
identityProvider Type : IdentityProviderSee IdentityProvider enum | Optional | Entity or organization that collected and verifies the
identity. The default value is SRC. |
identityType Type : ConsumerIdentityTypeSee ConsumerIdentityType enum | Optional | Type of consumer identity transmitted or collected. |
maskedIdentityValue Type : StringMaximum Length : 255 | Required | Masked consumer identifier value. For example, masked email
address or masked mobile phone number. |
ConsumerIdentityType
Enumeration Name | Possible Values |
ConsumerIdentityType | EMAIL_ADDRESS MOBILE_PHONE_NUMBER |
MaskedCard
Data Element | Required? | Description |
srcDigitalCardId Type : StringUniversally Unique Identifier (UUID) | Required | A reference identifier of the card to be used for
checkout. |
panBin Type : String (Numeric)Maximum Length : (PAN Length -10) | Required | First significant digits of the PAN included in an unmasked
form. |
panLastFour Type : String (Numeric)Length : 4 | Required | Last four digits of the PAN in an unmasked form. |
panExpirationMonth Type : String (Numeric)Length : 2 | C | Expiration month expressed as a two-digit month (MM) used for
presentation purposes. Conditionality: Required when specified for the card
(PAN). |
panExpirationYear Type : String (Numeric)Length : 4 | C | Expiration year expressed as four-digit calendar year (YYYY),
used for presentation purposes. Conditionality: Required when specified for the card
(PAN). |
tokenBinRange Type : String (Numeric)Maximum Length : (Payment Token Length -10) | C | Specific BIN range or subset of the BIN Range that has been
designated only for the purpose of issuing payment tokens in
an unmasked form. Conditionality: Required when a payment token is used. |
tokenLastFour Type : String (Numeric)Length : 4 | C | Last four digits of the payment token in an unmasked
form. Conditionality: Required when a payment token is used. |
digitalCardData Type : DigitalCardDataSee DigitalCardData | Required | Contains digital card information that is used in the
acceptance environment and user interface. It refers to the
actual PAN or payment token without disclosing either. |
maskedCardholderFullName Type : StringMaximum Length : 100 | Optional | Masked cardholder name. |
maskedCardholderFirstName Type : StringMaximum Length : 50 | Optional | Masked cardholder first name. |
maskedCardholderLastName Type : StringMaximum Length : 50 | Optional | Masked cardholder last name. |
paymentCardDescriptor Type : StringMaximum Length : 32 | Optional | Conveys the card brand defined within an SRC System. |
paymentCardType Type : StringMaximum Length : 32 | Optional | Conveys the card type. |
digitalCardFeatures Type : List<DigitalCardFeature>See DigitalCardFeature | Optional | Attributes related to the digital card features that should
be displayed to the consumer. |
countryCode Type : StringISO 3166-1 alpha 2 country code | Optional | Country code of issuance associated with the card issuer’s
BIN license. |
maskedBillingAddress Type : MaskedAddressSee MaskedAddress | Optional | Masked billing address associated with the card. |
dcf Type : DcfSee Dcf | Optional | Digital Card Facilitator (DCF) associated with the card. It is present only when the MaskedCard is used in the
Checkout or Get Payload operation. |
paymentAccountReference Type : StringMaximum Length : 29 | Optional | A non-financial reference assigned to each unique PAN and
used to link a payment account represented by that PAN to
affiliated payment tokens. |
dateOfCardCreated Type : String (Numeric)UTC time in Unix epoch format | Required | Date when card was enrolled into the SRC System. |
dateOfCardLastUsed Type : String (Numeric)UTC time in Unix epoch format |
DigitalCardData
Data Element | Required? | Description |
status Type : DigitalCardStatusSee DigitalCardStatus enum | Required | State of the digital card. |
presentationName Type : StringMaximum Length : 64 | Optional | Presentation text created by the consumer to enable recognition
of the PAN. This value is defined by the consumer (e.g.
nickname). |
descriptorName Type : StringMaximum Length : 64 | Required | Presentation text defined by the SRC System that describes the
PAN presented as a digital card. |
artUri Type : StringMaximum Length : 1024 | Required | URI that hosts the card art image to be used for presentation
purposes. Can be provided by SRC Issuer (SRCPI). |
artHeight Type : String (Numeric)Maximum Length : 4096 | Optional | Height of the card art in pixels. |
artWidth Type : String (Numeric)Maximum Length : 4096 | Optional | Width of the card art in pixels. |
pendingEvents Type : List<CardPendingEvent>See CardPendingEvent enum | C | Set of events that are pending completion. Conditionality: Required when the value of status is set to
PENDING. |
authenticationMethods List<AuthenticationMethod> See AuthenticationMethod | Optional | List of available authentication methods. May be provided when SRC System identifies a need to perform
verification. |
DigitalCardStatus
Enumeration Name | Possible Values |
DigitalCardStatus | ACTIVE SUSPENDED EXPIRED PENDING CANCELLED |
CardPendingEvent
Enumeration Name | Possible Values |
CardPendingEvent | PENDING_AVS PENDING_CSC PENDING_CONSUMER_IDV PENDING_ CARDHOLDER_AUTHENTICATION |
AuthenticationMethod
Data Element | Required? | Description |
authenticationMethodType Type : AuthenticationMethodTypeSee AuthenticationMethodType enum | Required | SRCi to indicate for a particular transaction if Click to Pay
needs to perform managed authentication or not. |
authenticationSubject Type : AuthenticationSubjectSee AuthenticationSubject enum | Required | Authentication subject. |
uriData Type : UriDataSee UriData | Optional | URI associated with the authentication method. When authentication is invoked by launching the URI then
AssuranceData, AuthenticationStatus, AuthenticationResult and
any relevant session ids should be provided back asynchronously
when authentication completes. It can be achieved by cross origin post message between the
windows i.e. the caller and the authenticator. |
authenticationCredentialReference Type : StringMaximum Length : 255 | Optional | May be provided by the identity provider once an authentication
is initiated to qualify the nature of the authentication method
(e.g. for SMS_OTP, this may include the masked mobile number
"***-***-1234", which can be displayed to the consumer to aid method
selection). |
methodAttributes Type : JSONObject | Optional | Attributes associated with the authentication method type. (See
AuthenticationMethod Attributes JSON Values) |
AuthenticationMethod MethodAttributes JSON Values
The contents of methodAttributes depends on the value of authenticationMethodType and
on the API operation / SDK method being called.
The methodAttributes is included as follows:
Within the Checkout response for authenticate flow.
As part of AuthenticationMethod within the Checkout request for authenticate
flow.
If authenticationMethodType is any of the following.
CSC_VALIDATION
Data Element | Description |
cardSecurityCode Type : String, Length : 3 or 4 | Card Security Code. |
If authenticationMethodType is any of the following.
SMS_OTP
EMAIL_OTP
Data Element | Description |
otpValue Type : String, Maximum Length : 16 | OTP value. |
stepUpIdentifier Type : String | Step-up identification. |
If authenticationMethodType is any of the following.
APP_AUTHENTICATON
Data Element | Description |
stepUpIdentifier Type : String | Step-up identification. |
If authenticationMethodType is any of the following.
3DS
Data Element | Description |
challengeIndicator Type : String | Challenge indicator value related to 3DS authentication. For SRC orchestrated 3DS is authentication method, SRCIs can
specify the preference of challenge indicator here. Please refer
to EMV 3DS specification for more details. Note: If no preference provided, SRC will set up the default
value of 01 for 3DS and 04 when followed by FIDO
registration. If value is set to 05 by the SRCI then do not override the
indicator to 03 though it is a FIDO compliant device. Possible Values are: 01 - No preference 02 - No challenge requested 03 - Challenge requested (3DS Requestor Preference) 04 - Challenge requested (Mandate) 05 - No challenge requested (transactional risk analysis is
already performed) 06 - No challenge requested (Data share only) 07 - No challenge requested (strong consumer authentication is
already performed) 08 - No challenge requested (utilize trust list exemption if no
challenge required) 09 - Challenge requested (trust list prompt requested if
challenge required) |
AuthenticationMethodType
Enumeration Name | Possible Values |
AuthenticationMethodType | CSC_VALIDATION EMAIL_OTP SMS_OTP APP_AUTHENTICATION 3DS |
AuthenticationSubject
Enumeration Name | Possible Values |
AuthenticationSubject | CARD CARDHOLDER CONSUMER |
UriData
Data Element | Required? | Description |
uri Type : StringMaximum Length : 2048 | Required | Specifies the URI for the given authentication method. |
uriType Type : UriTypeSee UriType enum | Required | URI type. |
UriType
Enumeration Name | Possible Values |
UriType | APP_URI WEB_URI |
DigitalCardFeature
Data Element | Required? | Description |
content Type : StringMaximum Length : 1024 | Required | Content of the digital card feature. The value is specific for
the 'contentType’. |
contentType Type : DigitalCardFeatureContentTypeSee DigitalCardFeatureContentType enum | Required | Type of the content of the digital card feature. |
style Type : StringMaximum Length : 1024 | Optional | URL of a CSS style sheet that describes how to present the card
feature. |
width Type : String (Numeric) | Optional | Width to be applied to display of card feature. |
height Type : String (Numeric) | Optional | Height to be applied to display of card feature. |
DigitalCardFeatureContentType
Enumeration Name | Possible Values |
DigitalCardFeatureContentType | TEXT_STRING IMAGE_URL CONTENT_URL LINK_URL |
MaskedAddress
The allowed characters for the address line 1, 2, and 3 are:
.',:_#/()ÁáÀàÂâÄäÃãÇçÉéÈèÊêËëÍíÎîÏïÑñÓóÔôÕõOEoeÚúÙùÛûÜüŸÿÆæĄąĆćĘꣳŃńŚśŹźŻż/
Data Element | Required? | Description |
addressId Type : StringUniversally Unique Identifier (UUID) | Required | Identifier used to point to the address. |
name Type : StringMaximum Length : 100 | Optional | Name of the individual receiving the delivered goods or service.
Only applicable for the shipping address. |
line1 Type : StringMaximum Length : 75 | Optional | Address line 1. |
line2 Type : StringMaximum Length : 75 | Optional | Address line 2. |
line3 Type : StringMaximum Length : 75 | Optional | Address line 3. |
city Type : StringMaximum Length : 50 | O | Address city. |
state Type : StringMaximum Length : 30 | Optional | Address state. Recommendation to support ISO 3166-2 format i.e. made up of ISO
3166-1 alpha 2 country code, followed by an alphanumeric string
of 3 characters representing the state or sub-division. |
countryCode Type : StringISO 3166-1 alpha 2 country code | Optional | Address country code. |
zip Type : StringMaximum Length : 16 | Optional | Address zip/postal code. |
createTime Type : String (Numeric), UTC time in Unix epoch format | Optional | Date and time the address was created. |
lastUsedTime Type : String (Numeric), UTC time in Unix epoch format | Optional | Date and time the address was last used. |
Dcf
Data Element | Required? | Description |
applicationType Type : ApplicationTypeSee ApplicationType enum | Optional | Type of the environment of the DCF. |
uri Type : StringMaximum Length : 1024 | Optional | DCF URI as provided by DCF. |
logoUri Type : StringMaximum Length : 1024 | Optional | Logo image URI provided by the DCF to support
presentation. |
name Type : StringMaximum Length : 60 | Optional | Legal Name of DCF onboarded to the SRC System. |
ApplicationType
Enumeration Name | Possible Values |
ApplicationType | IOT_DEVICE MOBILE_APP WEB_BROWSER OTHER |
AssuranceData
Data Element | Required? | Description |
verificationData Type : List<VerificationData>See VerificationData | Required | Set of verification data structures relating to different types
of assurance. |
eci Type : StringMaximum Length : 2 | Optional | If present, a value indicating the result of the authentication
performed or attempted during a transaction. Use this value in
the e-commerce authorization message to VisaNet. It is one of the following values: 05 – Successful authentication 06 – Authentication attempted 07 – Authentication not performed |
VerificationData
Data Element | Required? | Description |
verificationType Type : VerificationTypeSee VerificationType enum | Required | Type of the verification data. |
verificationEntity Type : String (Numeric)Length : 2 | Required | Entity performing the verification. See VerificationData Values |
verificationEvents Type : List<String (Numeric)>Array of two digit codes | Optional | Event where the verification occurred. See VerificationData Values |
verificationMethod Type : String (Numeric)Length : 2 | Required | Method of the verification. See VerificationData Values |
verificationResults Type : String (Numeric)Length : 2 | Required | Result of the verification. See VerificationData Values |
verificationTimestamp Type : String (Numeric)UTC time in Unix epoch format | Required | Date and time when the verification was conducted. |
methodResults Type : JSONObject | Optional | Attributes associated with the authentication method (See
AuthenticationMethod MethodResults JSON Values). |
VerificationData Values
Verification Type | Verification Entity | Verification Event | Verification Method | Verification Results |
CARDHOLDER | Entity performing or initiating Cardholder authentication. Valid
values are: 01 SRC Initiator 02 SRC System (Not supported) 03 SRCPI 04 DCF (Not supported) 05 DPA (Not supported) 06– 20 EMVCo future use (Not supported) 21 – 99 SRC System specific (Not supported) | Event where the verification occurred. Possible Values are: 01 Payment transaction 02 Add card/Card enrollment 03 SRC Profile Access 04 Account Verification 05 – 20 EMVCo future use (Not supported) 21 – 99 SRC System specific (Not supported) | Card Issuer verification of the Cardholder. Possible Values are: 01 Use of an EMV 3-D Secure ACS (Not supported) 02 App based authentication 03 Federated login systems (Not supported) 04 A shared secret between the Card Issuer and the Cardholder
such as One Time Passcode (OTP), activation code 05 No authentication (Not supported) 06 Proprietary method of authentication (Not supported) 07 FIDO2 (Not supported) 08 SPC (Not supported) 09 – 20 EMVCo future use (Not supported) 21 – 99 SRC System specific (See below) 21 – Visa Token Service step–up: Device binding 22 – Visa Token Service step–up: Cardholder verification | Indicates whether the Cardholder was verified or not, and what
the results are when verified. Possible Values are: 01 Verified 02 Not Verified 03 Not performed 04 Not required 05 – 20 EMVCo future use (Not supported) 21 – 99 SRC System specific (See below) 21 – Not allowed |
AuthenticationMethod MethodResults JSON Values
The methodResults is part of VerficationData which is part of AssuranceData, which is
returned in the Checkout/Authenticate response.
Within methodResults, threeDsData may contain data such as tranStatus and
tranStatusReason when 3DS is completed.
Data Element | Description |
transStatus Type : String | Whether a transaction qualifies as an authenticated transaction
(for 3DS authentication). Format: It is one of the following string values: "Y" "R" "C" "N" "U" "A" "D" "I" |
dsTransId Type : String, UUID | ID assigned by the DS to identify the transaction (for 3DS
authentication). |
acsTransId Type : String, UUID | ID assigned by the ACS to identify the transaction (for 3DS
authentication). |
Payload
Data Element | Required? | Description |
card Type : CardSee Card | C | Card data associated with the PAN used for the purchase. Conditionality: Required when the: value of the relevant data element of type PayloadTypeIndicator
was set to FULL; and SRC System determines that a PAN-based payload must be
returned. A card is required if a token is not present. Card and token are
mutually exclusive. |
token Type : PaymentTokenSee PaymentToken | C | Payment Token data associated with the PAN used for the
purchase. Conditionality: Required when the: Value of the relevant data element of type PayloadTypeIndicator
was set to FULL; and SRC System determines that a payment token-based payload must be
returned. A token is required if a card is not present. Card and token are
mutually exclusive. |
shippingAddress Type : AddressSee Address | C | Shipping address as required for the delivery of the
goods/services being purchased. Conditionality: Required when: The value of the relevant data element of type
PayloadTypeIndicator was set to FULL; and Identified shipping address is available in the SRC Profile;
and Shipping address was requested (based on
dpaShippingPreference) |
consumerEmailAddress Type : StringMaximum Length : 255 | C | Consumer-provided email address. Conditionality: Required when: The value of the relevant data element of type
PayloadTypeIndicator was set to FULL; and Email address is available in the SRC profile; and Email address was requested (consumerEmailAddressRequested set to
true) |
consumerFirstName Type : String, Maximum Length : 50 | C | Consumer-provided first name. Conditionality: Required when: The value of the relevant data element of type
PayloadTypeIndicator was set to FULL; and Consumer first name is available in the SRC profile; and Consumer name was requested (consumerNameRequested set to
true) |
consumerLastName Type : StringMaximum Length : 50 | C | Consumer-provided last name. Conditionality: Required when: The value of the relevant data element of type
PayloadTypeIndicator was set to FULL; and Consumer last name is available in the SRC profile; and Consumer name was requested (consumerNameRequested set to
true) |
consumerFullName Type : StringMaximum Length : 100 | C | Consumer-provided name. Conditionality: Required when: The value of the relevant data element of type
PayloadTypeIndicator was set to FULL; and Consumer name is available in the SRC profile; and Consumer name was requested (consumerNameRequested set to
true) |
consumerMobileNumber Type : PhoneNumberSee Phonenumber | C | Consumer-provided mobile number. Conditionality: Required when: The value of the relevant data element of type
PayloadTypeIndicator was set to FULL; and Consumer mobile number is available in the SRC profile; and Consumer mobile number is requested (consumerPhoneNumberRequested
set to true) |
consumerNationalIdentifier Type : StringMaximum Length : 20 | Optional | Consumer national identifier as available in SRC profile. |
dynamicData Type : List<DynamicData>See DynamicData | Required | Dynamic data, generated using the dynamicDataType preference
indicated in paymentOptions. |
billingAddress Type : AddressSee Address | C | Billing address associated with the card used for the
purchase. Conditionality: Required when: The value of the relevant data element of type
PayloadTypeIndicator was set to FULL; and Billing address is available in the SRC profile; and Billing address was requested (based on dpaBillingPreference or
statically derived using the default configured during DPA
Registration) |
PaymentToken
Data Element | Required? | Description |
paymentToken Type : StringISO/IEC 7812 format | Required | The tokenized payment instrument. |
tokenExpirationMonth Type : String (Numeric)Length : 2 | Required | Expiration month expressed as a two-digit month (MM). |
tokenExpirationYear Type : String (Numeric)Length : 4 | C | Expiration year expressed as a four-digit calendar year
(YYYY). |
cardholderFullName Type : StringMaximum Length : 100 | Optional | Cardholder name. |
cardholderFirstName Type : StringMaximum Length : 50 | Optional | Cardholder first name. |
cardholderLastName Type : StringMaximum Length : 50 | Optional | Cardholder last name. |
paymentAccountReference Type : StringMaximum Length : 29 | Optional | A non-financial reference assigned to each unique PAN and
used to link a payment account represented by that PAN to
affiliated payment tokens. |
Address
The allowed characters for the address line 1, 2, and 3 are:
.',:_#/()ÁáÀàÂâÄäÃãÇçÉéÈèÊêËëÍíÎîÏïÑñÓóÔôÕõOEoeÚúÙùÛûÜüŸÿÆæĄąĆćĘꣳŃńŚśŹźŻż/
Data Element | Required? | Description |
addressId Type : StringUniversally Unique Identifier (UUID) | Optional | Reference identifier of the address in the SRC System. |
name Type : StringMaximum Length : 100 | Optional | Name of the consumer. |
line1 Type : StringMaximum Length : 75 | C | Address line 1 Conditionality: Required if this is a shipping address in a
valid format for the country. |
line2 Type : StringMaximum Length : 75 | Optional | Address line 2. |
line3 Type : StringMaximum Length : 75 | Optional | Address line 3. |
city Type : StringMaximum Length : 50 | C | Address city. Conditionality: Required if this is a shipping address in a
valid format for the country. |
state Type : StringMaximum Length : 30 | C | Address state. Recommendation to support ISO 3166-2 format i.e. made up of ISO
3166-1 alpha 2 country code, followed by an alphanumeric string
of 3 characters representing the state or sub-division Conditionality: Required if this is a shipping address in a
valid format for the country. |
zip Type : StringMaximum Length : 16 | C | Address zip/postal code. Conditionality: Required if this is a shipping address in a
valid format for the country and has a postal code or zip
code. |
countryCode Type : StringISO 3166-1 alpha-2 country code | Required | Address country code. |
createTime Type : String (Numeric)UTC time in Unix epoch format | Optional | Date and time the address was created. |
lastUsedTime Type : String (Numeric)UTC time in Unix epoch format | Optional | Date and time the address was last used. |
PhoneNumber
Data Element | Required? | Description |
countryCode Type : StringMin Length : 1Maximum Length : 4 (International calling code format) | Required | Phone number country code as defined by the International
Telecommunication Union. |
phoneNumber Type : StringMin Length : 4Maximum Length : 14 | Required | Phone number without country code. |
DynamicDataType
Enumeration Name | Possible Values |
DynamicDataType | CARD_APPLICATION_CRYPTOGRAM_SHORT_FORM CARD_APPLICATION_CRYPTOGRAM_LONG_FORM DYNAMIC_CARD_SECURITY_CODE CARDHOLDER_AUTHENTICATION_CRYPTOGRAM NONE |
BindingStatus
Enumeration Name | Possible Values |
BindingStatus | BIND UNBIND |