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Response Attributes

Response Attributes
Field
Required?
Description
actionCode
Type
: ActionCode enum
Required
A code indicating the behavior to be handled by the SRC Initiator.
Values applicable:
SUCCESS
ERROR
checkoutResponse
Type
: JWS <CheckoutPayloadResponse>
C
Signed checkout response.
Conditionality: Required when the actionCode is set to SUCCESS.
encryptedPayload will be not present within the checkoutResponse when:
payloadTypeIndicatorCheckout is set to SUMMARY.
bindingStatus
Type
: BindingStatus enum
Optional
Status of the binding/unbinding request.
The value BIND indicates that the consumer has chosen to be “remembered” on the consumer device.

ActionCode

Enumeration Name
Possible Values
ActionCode
SUCCESS
PENDING_CONSUMER_IDV
PENDING_AUTHENTICATION
CHANGE_CARD
ADD_CARD
CANCEL
ERROR

CheckoutPayloadResponse

Data Element
Required?
Description
srciTransactionId
Type
: String
Maximum Length
: 255
Required
A unique identifier generated by Visa SRCi.
maskedConsumer
Type
: MaskedConsumer
See MaskedConsumer
C
Masked consumer data associated with the SRC profile.
Conditionality: Required for the Checkout and Get Payload operations if the associated SRC profile contains consumer data.
maskedCard
Type
: MaskedCard
See MaskedCard
Required
Masked card data.
shippingAddressZip
Type
: String
Maximum Length
: 16
C
Zip or postal code of selected shipping address.
Conditionality: Required, depending on the dpaShippingPreference option in the dpaTransactionOptions structure.
shippingAddressCountryCode
Type
: String
ISO 3166-1 alpha-2 country code
C
Country code of selected shipping address.
Conditionality: Required, depending on the dpaShippingPreference option in the dpaTransactionOptions structure.
customOutputData
Type
: JSONObject
Optional
SRC System-specific data.
assuranceData
Type
: AssuranceData
See AssuranceData
Optional
Assurance data related to the checkout flow.
encryptedPayload
Type
: JWE<Payload>
See Payload
C
SRC Payload. Encrypted for the specific recipient.
Conditionality: encryptedPayload will be not present when:
payloadTypeIndicatorCheckout is set to SUMMARY or
actionCode in checkout operation response is set to PENDING_AUTHENTICATION.

MaskedConsumer

Data Element
Required?
Description
srcConsumerId
Type
: String
Universally Unique Identifier (UUID)
Optional
Reference identifier generated by the SRC System.
Note: Optionally may be returned in Get Payload operation.
maskedConsumerIdentity
Type
: MaskedConsumerIdentity
See MaskedConsumerIdentity
C
Masked value of the primary verifiable consumer identity within an SRC profile (e.g. an email address or a mobile phone number).
Conditionality: Returned in Get Payload operation.
maskedEmailAddress
Type
: String
Maximum Length
: 255
Optional
Masked consumer email address.

MaskedConsumerIdentity

Data Element
Required?
Description
identityProvider
Type
: IdentityProvider
See IdentityProvider enum
Optional
Entity or organization that collected and verifies the identity.
The default value is SRC.
identityType
Type
: ConsumerIdentityType
See ConsumerIdentityType enum
Optional
Type of consumer identity transmitted or collected.
maskedIdentityValue
Type
: String
Maximum Length
: 255
Required
Masked consumer identifier value. For example, masked email address or masked mobile phone number.

ConsumerIdentityType

Enumeration Name
Possible Values
ConsumerIdentityType
EMAIL_ADDRESS
MOBILE_PHONE_NUMBER

MaskedCard

Data Element
Required?
Description
srcDigitalCardId
Type
: String
Universally Unique Identifier (UUID)
Required
A reference identifier of the card to be used for checkout.
panBin
Type
: String (Numeric)
Maximum Length
: (PAN Length -10)
Required
First significant digits of the PAN included in an unmasked form.
panLastFour
Type
: String (Numeric)
Length
: 4
Required
Last four digits of the PAN in an unmasked form.
panExpirationMonth
Type
: String (Numeric)
Length
: 2
C
Expiration month expressed as a two-digit month (MM) used for presentation purposes.
Conditionality: Required when specified for the card (PAN).
panExpirationYear
Type
: String (Numeric)
Length
: 4
C
Expiration year expressed as four-digit calendar year (YYYY), used for presentation purposes.
Conditionality: Required when specified for the card (PAN).
tokenBinRange
Type
: String (Numeric)
Maximum Length
: (Payment Token Length -10)
C
Specific BIN range or subset of the BIN Range that has been designated only for the purpose of issuing payment tokens in an unmasked form.
Conditionality: Required when a payment token is used.
tokenLastFour
Type
: String (Numeric)
Length
: 4
C
Last four digits of the payment token in an unmasked form.
Conditionality: Required when a payment token is used.
digitalCardData
Type
: DigitalCardData
See DigitalCardData
Required
Contains digital card information that is used in the acceptance environment and user interface. It refers to the actual PAN or payment token without disclosing either.
maskedCardholderFullName
Type
: String
Maximum Length
: 100
Optional
Masked cardholder name.
maskedCardholderFirstName
Type
: String
Maximum Length
: 50
Optional
Masked cardholder first name.
maskedCardholderLastName
Type
: String
Maximum Length
: 50
Optional
Masked cardholder last name.
paymentCardDescriptor
Type
: String
Maximum Length
: 32
Optional
Conveys the card brand defined within an SRC System.
paymentCardType
Type
: String
Maximum Length
: 32
Optional
Conveys the card type.
digitalCardFeatures
Type
: List<DigitalCardFeature>
See DigitalCardFeature
Optional
Attributes related to the digital card features that should be displayed to the consumer.
countryCode
Type
: String
ISO 3166-1 alpha 2 country code
Optional
Country code of issuance associated with the card issuer’s BIN license.
maskedBillingAddress
Type
: MaskedAddress
See MaskedAddress
Optional
Masked billing address associated with the card.
dcf
Type
: Dcf
See Dcf
Optional
Digital Card Facilitator (DCF) associated with the card.
It is present only when the MaskedCard is used in the Checkout or Get Payload operation.
paymentAccountReference
Type
: String
Maximum Length
: 29
Optional
A non-financial reference assigned to each unique PAN and used to link a payment account represented by that PAN to affiliated payment tokens.
dateOfCardCreated
Type
: String (Numeric)
UTC time in Unix epoch format
Required
Date when card was enrolled into the SRC System.
dateOfCardLastUsed
Type
: String (Numeric)
UTC time in Unix epoch format

DigitalCardData

Data Element
Required?
Description
status
Type
: DigitalCardStatus
See DigitalCardStatus enum
Required
State of the digital card.
presentationName
Type
: String
Maximum Length
: 64
Optional
Presentation text created by the consumer to enable recognition of the PAN. This value is defined by the consumer (e.g. nickname).
descriptorName
Type
: String
Maximum Length
: 64
Required
Presentation text defined by the SRC System that describes the PAN presented as a digital card.
artUri
Type
: String
Maximum Length
: 1024
Required
URI that hosts the card art image to be used for presentation purposes. Can be provided by SRC Issuer (SRCPI).
artHeight
Type
: String (Numeric)
Maximum Length
: 4096
Optional
Height of the card art in pixels.
artWidth
Type
: String (Numeric)
Maximum Length
: 4096
Optional
Width of the card art in pixels.
pendingEvents
Type
: List<CardPendingEvent>
See CardPendingEvent enum
C
Set of events that are pending completion.
Conditionality: Required when the value of status is set to PENDING.
authenticationMethods
List<AuthenticationMethod>
See AuthenticationMethod
Optional
List of available authentication methods.
May be provided when SRC System identifies a need to perform verification.

DigitalCardStatus

Enumeration Name
Possible Values
DigitalCardStatus
ACTIVE
SUSPENDED
EXPIRED
PENDING
CANCELLED

CardPendingEvent

Enumeration Name
Possible Values
CardPendingEvent
PENDING_AVS
PENDING_CSC
PENDING_CONSUMER_IDV
PENDING_ CARDHOLDER_AUTHENTICATION

AuthenticationMethod

Data Element
Required?
Description
authenticationMethodType
Type
: AuthenticationMethodType
See AuthenticationMethodType enum
Required
SRCi to indicate for a particular transaction if Click to Pay needs to perform managed authentication or not.
authenticationSubject
Type
: AuthenticationSubject
See AuthenticationSubject enum
Required
Authentication subject.
uriData
Type
: UriData
See UriData
Optional
URI associated with the authentication method.
When authentication is invoked by launching the URI then AssuranceData, AuthenticationStatus, AuthenticationResult and any relevant session ids should be provided back asynchronously when authentication completes.
It can be achieved by cross origin post message between the windows i.e. the caller and the authenticator.
authenticationCredentialReference
Type
: String
Maximum Length
: 255
Optional
May be provided by the identity provider once an authentication is initiated to qualify the nature of the authentication method (e.g. for SMS_OTP, this may include the masked mobile number "***-***-1234", which can be displayed to the consumer to aid method selection).
methodAttributes
Type
: JSONObject
Optional
Attributes associated with the authentication method type. (See AuthenticationMethod Attributes JSON Values)
AuthenticationMethod MethodAttributes JSON Values
The contents of methodAttributes depends on the value of authenticationMethodType and on the API operation / SDK method being called.
The methodAttributes is included as follows:
Within the Checkout response for authenticate flow.
As part of AuthenticationMethod within the Checkout request for authenticate flow.
If authenticationMethodType is any of the following.
CSC_VALIDATION
Data Element
Description
cardSecurityCode
Type
: String,
Length
: 3 or 4
Card Security Code.
If authenticationMethodType is any of the following.
SMS_OTP
EMAIL_OTP
Data Element
Description
otpValue
Type
: String,
Maximum Length
: 16
OTP value.
stepUpIdentifier
Type
: String
Step-up identification.
If authenticationMethodType is any of the following.
APP_AUTHENTICATON
Data Element
Description
stepUpIdentifier
Type
: String
Step-up identification.
If authenticationMethodType is any of the following.
3DS
Data Element
Description
challengeIndicator
Type
: String
Challenge indicator value related to 3DS authentication.
For SRC orchestrated 3DS is authentication method, SRCIs can specify the preference of challenge indicator here. Please refer to EMV 3DS specification for more details.
Note: If no preference provided, SRC will set up the default value of 01 for 3DS and 04 when followed by FIDO registration.
If value is set to 05 by the SRCI then do not override the indicator to 03 though it is a FIDO compliant device.
Possible Values are:
01 - No preference
02 - No challenge requested
03 - Challenge requested (3DS Requestor Preference)
04 - Challenge requested (Mandate)
05 - No challenge requested (transactional risk analysis is already performed)
06 - No challenge requested (Data share only)
07 - No challenge requested (strong consumer authentication is already performed)
08 - No challenge requested (utilize trust list exemption if no challenge required)
09 - Challenge requested (trust list prompt requested if challenge required)

AuthenticationMethodType

Enumeration Name
Possible Values
AuthenticationMethodType
CSC_VALIDATION
EMAIL_OTP
SMS_OTP
APP_AUTHENTICATION
3DS

AuthenticationSubject

Enumeration Name
Possible Values
AuthenticationSubject
CARD
CARDHOLDER
CONSUMER

UriData

Data Element
Required?
Description
uri
Type
: String
Maximum Length
: 2048
Required
Specifies the URI for the given authentication method.
uriType
Type
: UriType
See UriType enum
Required
URI type.

UriType

Enumeration Name
Possible Values
UriType
APP_URI
WEB_URI

DigitalCardFeature

Data Element
Required?
Description
content
Type
: String
Maximum Length
: 1024
Required
Content of the digital card feature. The value is specific for the 'contentType’.
contentType
Type
: DigitalCardFeatureContentType
See DigitalCardFeatureContentType enum
Required
Type of the content of the digital card feature.
style
Type
: String
Maximum Length
: 1024
Optional
URL of a CSS style sheet that describes how to present the card feature.
width
Type
: String (Numeric)
Optional
Width to be applied to display of card feature.
height
Type
: String (Numeric)
Optional
Height to be applied to display of card feature.

DigitalCardFeatureContentType

Enumeration Name
Possible Values
DigitalCardFeatureContentType
TEXT_STRING
IMAGE_URL
CONTENT_URL
LINK_URL

MaskedAddress

The allowed characters for the address line 1, 2, and 3 are: .',:_#/()ÁáÀàÂâÄäÃãÇçÉéÈèÊêËëÍíÎîÏïÑñÓóÔôÕõOEoeÚúÙùÛûÜüŸÿÆæĄąĆćĘꣳŃńŚśŹźŻż/
Data Element
Required?
Description
addressId
Type
: String
Universally Unique Identifier (UUID)
Required
Identifier used to point to the address.
name
Type
: String
Maximum Length
: 100
Optional
Name of the individual receiving the delivered goods or service. Only applicable for the shipping address.
line1
Type
: String
Maximum Length
: 75
Optional
Address line 1.
line2
Type
: String
Maximum Length
: 75
Optional
Address line 2.
line3
Type
: String
Maximum Length
: 75
Optional
Address line 3.
city
Type
: String
Maximum Length
: 50
O
Address city.
state
Type
: String
Maximum Length
: 30
Optional
Address state.
Recommendation to support ISO 3166-2 format i.e. made up of ISO 3166-1 alpha 2 country code, followed by an alphanumeric string of 3 characters representing the state or sub-division.
countryCode
Type
: String
ISO 3166-1 alpha 2 country code
Optional
Address country code.
zip
Type
: String
Maximum Length
: 16
Optional
Address zip/postal code.
createTime
Type
: String (Numeric), UTC time in Unix epoch format
Optional
Date and time the address was created.
lastUsedTime
Type
: String (Numeric), UTC time in Unix epoch format
Optional
Date and time the address was last used.

Dcf

Data Element
Required?
Description
applicationType
Type
: ApplicationType
See ApplicationType enum
Optional
Type of the environment of the DCF.
uri
Type
: String
Maximum Length
: 1024
Optional
DCF URI as provided by DCF.
logoUri
Type
: String
Maximum Length
: 1024
Optional
Logo image URI provided by the DCF to support presentation.
name
Type
: String
Maximum Length
: 60
Optional
Legal Name of DCF onboarded to the SRC System.

ApplicationType

Enumeration Name
Possible Values
ApplicationType
IOT_DEVICE
MOBILE_APP
WEB_BROWSER
OTHER

AssuranceData

Data Element
Required?
Description
verificationData
Type
: List<VerificationData>
See VerificationData
Required
Set of verification data structures relating to different types of assurance.
eci
Type
: String
Maximum Length
: 2
Optional
If present, a value indicating the result of the authentication performed or attempted during a transaction. Use this value in the e-commerce authorization message to VisaNet.
It is one of the following values:
05 – Successful authentication
06 – Authentication attempted
07 – Authentication not performed

VerificationData

Data Element
Required?
Description
verificationType
Type
: VerificationType
See VerificationType enum
Required
Type of the verification data.
verificationEntity
Type
: String (Numeric)
Length
: 2
Required
Entity performing the verification.
See VerificationData Values
verificationEvents
Type
: List<String (Numeric)>
Array of two digit codes
Optional
Event where the verification occurred.
See VerificationData Values
verificationMethod
Type
: String (Numeric)
Length
: 2
Required
Method of the verification.
See VerificationData Values
verificationResults
Type
: String (Numeric)
Length
: 2
Required
Result of the verification.
See VerificationData Values
verificationTimestamp
Type
: String (Numeric)
UTC time in Unix epoch format
Required
Date and time when the verification was conducted.
methodResults
Type
: JSONObject
Optional
Attributes associated with the authentication method (See AuthenticationMethod MethodResults JSON Values).
VerificationData Values
Verification Type
Verification Entity
Verification Event
Verification Method
Verification Results
CARDHOLDER
Entity performing or initiating Cardholder authentication. Valid values are:
01 SRC Initiator
02 SRC System (Not supported)
03 SRCPI
04 DCF (Not supported)
05 DPA (Not supported)
06– 20 EMVCo future use (Not supported)
21 – 99 SRC System specific (Not supported)
Event where the verification occurred. Possible Values are:
01 Payment transaction
02 Add card/Card enrollment
03 SRC Profile Access
04 Account Verification
05 – 20 EMVCo future use (Not supported)
21 – 99 SRC System specific (Not supported)
Card Issuer verification of the Cardholder. Possible Values are:
01 Use of an EMV 3-D Secure ACS (Not supported)
02 App based authentication
03 Federated login systems (Not supported)
04 A shared secret between the Card Issuer and the Cardholder such as One Time Passcode (OTP), activation code
05 No authentication (Not supported)
06 Proprietary method of authentication (Not supported)
07 FIDO2 (Not supported)
08 SPC (Not supported)
09 – 20 EMVCo future use (Not supported)
21 – 99 SRC System specific (See below)
21 – Visa Token Service step–up: Device binding
22 – Visa Token Service step–up: Cardholder verification
Indicates whether the Cardholder was verified or not, and what the results are when verified. Possible Values are:
01 Verified
02 Not Verified
03 Not performed
04 Not required
05 – 20 EMVCo future use (Not supported)
21 – 99 SRC System specific (See below)
21 – Not allowed
AuthenticationMethod MethodResults JSON Values
The methodResults is part of VerficationData which is part of AssuranceData, which is returned in the Checkout/Authenticate response.
Within methodResults, threeDsData may contain data such as tranStatus and tranStatusReason when 3DS is completed.
Data Element
Description
transStatus
Type
: String
Whether a transaction qualifies as an authenticated transaction (for 3DS authentication).
Format: It is one of the following string values:
"Y"
"R"
"C"
"N"
"U"
"A"
"D"
"I"
dsTransId
Type
: String, UUID
ID assigned by the DS to identify the transaction (for 3DS authentication).
acsTransId
Type
: String, UUID
ID assigned by the ACS to identify the transaction (for 3DS authentication).

Payload

Data Element
Required?
Description
card
Type
: Card
See Card
C
Card data associated with the PAN used for the purchase.
Conditionality: Required when the:
value of the relevant data element of type PayloadTypeIndicator was set to FULL; and
SRC System determines that a PAN-based payload must be returned.
A card is required if a token is not present. Card and token are mutually exclusive.
token
Type
: PaymentToken
See PaymentToken
C
Payment Token data associated with the PAN used for the purchase.
Conditionality: Required when the:
Value of the relevant data element of type PayloadTypeIndicator was set to FULL; and
SRC System determines that a payment token-based payload must be returned.
A token is required if a card is not present. Card and token are mutually exclusive.
shippingAddress
Type
: Address
See Address
C
Shipping address as required for the delivery of the goods/services being purchased.
Conditionality: Required when:
The value of the relevant data element of type PayloadTypeIndicator was set to FULL; and
Identified shipping address is available in the SRC Profile; and
Shipping address was requested (based on dpaShippingPreference)
consumerEmailAddress
Type
: String
Maximum Length
: 255
C
Consumer-provided email address.
Conditionality: Required when:
The value of the relevant data element of type PayloadTypeIndicator was set to FULL; and
Email address is available in the SRC profile; and
Email address was requested (consumerEmailAddressRequested set to true)
consumerFirstName
Type
: String,
Maximum Length
: 50
C
Consumer-provided first name.
Conditionality: Required when:
The value of the relevant data element of type PayloadTypeIndicator was set to FULL; and
Consumer first name is available in the SRC profile; and
Consumer name was requested (consumerNameRequested set to true)
consumerLastName
Type
: String
Maximum Length
: 50
C
Consumer-provided last name.
Conditionality: Required when:
The value of the relevant data element of type PayloadTypeIndicator was set to FULL; and
Consumer last name is available in the SRC profile; and
Consumer name was requested (consumerNameRequested set to true)
consumerFullName
Type
: String
Maximum Length
: 100
C
Consumer-provided name.
Conditionality: Required when:
The value of the relevant data element of type PayloadTypeIndicator was set to FULL; and
Consumer name is available in the SRC profile; and
Consumer name was requested (consumerNameRequested set to true)
consumerMobileNumber
Type
: PhoneNumber
See Phonenumber
C
Consumer-provided mobile number.
Conditionality: Required when:
The value of the relevant data element of type PayloadTypeIndicator was set to FULL; and
Consumer mobile number is available in the SRC profile; and
Consumer mobile number is requested (consumerPhoneNumberRequested set to true)
consumerNationalIdentifier
Type
: String
Maximum Length
: 20
Optional
Consumer national identifier as available in SRC profile.
dynamicData
Type
: List<DynamicData>
See DynamicData
Required
Dynamic data, generated using the dynamicDataType preference indicated in paymentOptions.
billingAddress
Type
: Address
See Address
C
Billing address associated with the card used for the purchase.
Conditionality: Required when:
The value of the relevant data element of type PayloadTypeIndicator was set to FULL; and
Billing address is available in the SRC profile; and
Billing address was requested (based on dpaBillingPreference or statically derived using the default configured during DPA Registration)

PaymentToken

Data Element
Required?
Description
paymentToken
Type
: String
ISO/IEC 7812 format
Required
The tokenized payment instrument.
tokenExpirationMonth
Type
: String (Numeric)
Length
: 2
Required
Expiration month expressed as a two-digit month (MM).
tokenExpirationYear
Type
: String (Numeric)
Length
: 4
C
Expiration year expressed as a four-digit calendar year (YYYY).
cardholderFullName
Type
: String
Maximum Length
: 100
Optional
Cardholder name.
cardholderFirstName
Type
: String
Maximum Length
: 50
Optional
Cardholder first name.
cardholderLastName
Type
: String
Maximum Length
: 50
Optional
Cardholder last name.
paymentAccountReference
Type
: String
Maximum Length
: 29
Optional
A non-financial reference assigned to each unique PAN and used to link a payment account represented by that PAN to affiliated payment tokens.

Address

The allowed characters for the address line 1, 2, and 3 are: .',:_#/()ÁáÀàÂâÄäÃãÇçÉéÈèÊêËëÍíÎîÏïÑñÓóÔôÕõOEoeÚúÙùÛûÜüŸÿÆæĄąĆćĘꣳŃńŚśŹźŻż/
Data Element
Required?
Description
addressId
Type
: String
Universally Unique Identifier (UUID)
Optional
Reference identifier of the address in the SRC System.
name
Type
: String
Maximum Length
: 100
Optional
Name of the consumer.
line1
Type
: String
Maximum Length
: 75
C
Address line 1
Conditionality: Required if this is a shipping address in a valid format for the country.
line2
Type
: String
Maximum Length
: 75
Optional
Address line 2.
line3
Type
: String
Maximum Length
: 75
Optional
Address line 3.
city
Type
: String
Maximum Length
: 50
C
Address city.
Conditionality: Required if this is a shipping address in a valid format for the country.
state
Type
: String
Maximum Length
: 30
C
Address state.
Recommendation to support ISO 3166-2 format i.e. made up of ISO 3166-1 alpha 2 country code, followed by an alphanumeric string of 3 characters representing the state or sub-division
Conditionality: Required if this is a shipping address in a valid format for the country.
zip
Type
: String
Maximum Length
: 16
C
Address zip/postal code.
Conditionality: Required if this is a shipping address in a valid format for the country and has a postal code or zip code.
countryCode
Type
: String
ISO 3166-1 alpha-2 country code
Required
Address country code.
createTime
Type
: String (Numeric)
UTC time in Unix epoch format
Optional
Date and time the address was created.
lastUsedTime
Type
: String (Numeric)
UTC time in Unix epoch format
Optional
Date and time the address was last used.

PhoneNumber

Data Element
Required?
Description
countryCode
Type
: String
Min
Length
: 1
Maximum Length
: 4
(International calling code format)
Required
Phone number country code as defined by the International Telecommunication Union.
phoneNumber
Type
: String
Min
Length
: 4
Maximum Length
: 14
Required
Phone number without country code.

DynamicDataType

Enumeration Name
Possible Values
DynamicDataType
CARD_APPLICATION_CRYPTOGRAM_SHORT_FORM
CARD_APPLICATION_CRYPTOGRAM_LONG_FORM
DYNAMIC_CARD_SECURITY_CODE
CARDHOLDER_AUTHENTICATION_CRYPTOGRAM
NONE

BindingStatus

Enumeration Name
Possible Values
BindingStatus
BIND
UNBIND