Dual Message Account Funding Transactions (AFTs)

Account Funding Transactions allow a payment service provider to debit funds from a cardholder's Mastercard or Visa account to fund a non-merchant account. This is typically used to load funds onto prepaid cards and electronic wallets.

Dual Message Account Funding Transactions (AFTs) provide the following benefits:

Enables customers to identify Mastercard and Visa transactions during the authorization and settlement.
Allows acquiring partners to use Dual Message BINs when performing a payout transaction.