Processing Debit and Prepaid Authorizations {#payments-debit-prepaid-auth-intro}
================================================================================

This section shows you how to process an authorization using debit and prepaid cards using credit card services.

Endpoint {#payments-debit-prepaid-auth-intro_d7e16}
---------------------------------------------------

**Production:** `POST ``https://api.visaacceptance.com``/pts/v2/payments`{#payments-debit-prepaid-auth-intro_d7e25}  
**Test:** `POST ``https://apitest.visaacceptance.com``/pts/v2/payments`{#payments-debit-prepaid-auth-intro_d7e35}

Required Fields for Processing Debit and Prepaid Authorizations {#payments-debit-prepaid-auth-required}
=======================================================================================================

> IMPORTANT  
> When relaxed requirements for address data and the expiration date are being used, not all fields in this list are required. It is your responsibility to determine whether your account is enabled to use this feature and which fields are required. For details about relaxed requirements, see [Relaxed Requirements for Address Data and Expiration Date in a Payment](/docs/vas/en-us/payments/developer/ctv/rest/payments/payments-relax-reqs.md "").

clientReferenceInformation.code
:

orderInformation.amountDetails.currency

orderInformation.amountDetails.totalAmount
:

orderInformation.billTo.address1
:

orderInformation.billTo.administrativeArea
:

orderInformation.billTo.country
:

orderInformation.billTo.email
:

orderInformation.billTo.firstName
:

orderInformation.billTo.lastName
:

orderInformation.billTo.locality
:

orderInformation.billTo.postalCode
:

paymentInformation.card.type
:

paymentInformation.card.expirationMonth
:

paymentInformation.card.expirationYear
:

paymentInformation.card.number
:

Country Specific Required Fields to Process Debit and Prepaid Authorizations {#payments-debit-prepaid-auth-required-country}
============================================================================================================================

Use these country-specific required fields to process a debit or prepaid authorization.

Argentina
---------

merchantInformation.taxId
:
Required for Mastercard transactions.
{#payments-debit-prepaid-auth-required-country_taxID}

merchantInformation.transactionLocalDateTime
:
Required in Argentina when the time zone is not included in your account. Otherwise, this field is optional.

Brazil
------

paymentInformation.card.sourceAccountType
:
Required for combo card transactions.

paymentInformation.card.sourceAccountTypeDetails
:
Required for combo card line-of-credit and prepaid-card transactions.

Chile
-----

merchantInformation.taxId
:
Required for Mastercard transactions.
{#payments-debit-prepaid-auth-required-country_dl_nr4_jz4_ywb}

Paraguay
--------

merchantInformation.taxId
:
Required for Mastercard transactions.
{#payments-debit-prepaid-auth-required-country_dl_yjz_lz4_ywb}

Saudi Arabia
------------

processingInformation.authorizationOptions.transactionMode
:

Taiwan
------

paymentInformation.card.hashedNumber
:

Optional Field for Processing Debit and Prepaid Authorizations {#payments-debit-prepaid-auth-optional}
======================================================================================================

You can use this optional field to include additional information when processing debit and prepaid authorizations.

processingInformation.linkId
:
Set this field to the request ID that was returned in the response message from the original authorization request.

REST Example: Processing Debit and Prepaid Authorizations {#payments-debit-prepaid-auth-ex-rest}
================================================================================================

Request

```keyword
{
  "orderInformation" : {
    "billTo" : {
      "country" : "US",
      "firstName" : "John",
      "lastName" : "Deo",
      "address1" : "901 Metro Center Blvd",
      "postalCode" : "40500",
      "locality" : "Foster City",
      "administrativeArea" : "CA",
      "email" : "test@vas.com"
},
    "amountDetails" : {
      "totalAmount" : "100.00",
      "currency" : "USD"
    }
  },
  "paymentInformation" : {
    "card" : {
      "expirationYear" : "2031",
      "number" : "CARD_NUMBER",
      "securityCode" : "123",
      "expirationMonth" : "12",
      "type" : "001"
    }
  }
}
```

Response to a Successful Request

```
{
  "_links" : {
    "authReversal" : {
      "method" : "POST",
      "href" : "/pts/v2/payments/6595482584316313203494/reversals"
    },
    "self" : {
      "method" : "GET",
      "href" : "/pts/v2/payments/6595482584316313203494"
    },
    "capture" : {
      "method" : "POST",
      "href" : "/pts/v2/payments/6595482584316313203494/captures"
    }
  },
  "clientReferenceInformation" : {
    "code" : "RTS-Auth"
  },
  "consumerAuthenticationInformation" : {
    "token" : "Axj/7wSTZYq1MhJBMfMmAEQs2auWrRwyauGjNi2ZsWbJgzaOWiaVA+JbK
               AU0qB8S2VpA6cQIp4ZNvG2YbC9eM4E5NlirUyEkEx8yYAAA4A1c"
  },
  "id" : "6595482584316313203494",
  "orderInformation" : {
    "amountDetails" : {
      "authorizedAmount" : "100.00",
      "currency" : "USD"
    }
  },
  "paymentAccountInformation" : {
    "card" : {
      "type" : "001"
    }
  },
  "paymentInformation" : {
    "tokenizedCard" : {
      "type" : "001"
    },
    "card" : {
      "type" : "001"
    }
  },
  "processorInformation" : {
    "systemTraceAuditNumber" : "853428",
    "approvalCode" : "831000",
    "cardVerification" : {
      "resultCodeRaw" : "M",
      "resultCode" : "M"
    },
    "merchantAdvice" : {
      "code" : "01",
      "codeRaw" : "M001"
    },
    "responseDetails" : "ABC",
    "networkTransactionId" : "016153570198200",
    "retrievalReferenceNumber" : "221517853428",
    "consumerAuthenticationResponse" : {
      "code" : "2",
      "codeRaw" : "2"
    },
    "transactionId" : "016153570198200",
    "responseCode" : "00",
    "avs" : {
      "code" : "Y",
      "codeRaw" : "Y"
    }
  }
}
```